Ep. 4 – It’s a Different World: College & Money


Is college right for you and/or your kids?
  • Have a convo with your kids about their aspirations?
    • Do their aspirations require a university degree?
    • If a degree is required, what’s the best way/place to pursue it for the greatest return on the financial investment?
    • Could it make sense to get started in the field before attaining a university degree?
    • Could a vocational education align with their aspirations
  • Compare trade school to college (from entrepreneur.com)


Receipts (Show Notes)


What We Get Wrong About Closing the Racial Wealth Gap

Authors: William Darity Jr., Darrick Hamilton, Mark Paul, Alan Aja, Anne Price, Antonio Moore and Caterina Chiopris

Date: April 2018


The Rise and Fall of Affirmative Action (The New Yorker)
Author: Hua Hsu
Date: October 15, 2018


University of Texas at Austin Tuition & Cost


Inflation Calculator


Sorry, But ‘College Is Too Expensive’ Is Not A ‘Myth’ (Forbes)

Contributor: Tom Lindsay

Date:  July 19, 2015


Umbrellas Don’t Make it Rain: Why Studying and Working Hard Isn’t Enough for Black Americans

Authors: Darrick Hamilton, William Darity, Jr., Anne E. Price, Vishnu Sridharan & Rebecca Tippett

Date:  2015


Hopwood vs. Texas (1996)


Why the Student Debt Crisis Hits Black Borrowers Harder (Nerd Wallet)

Author:  Anna Helhoski

Date:  February 7, 2018


North Philly to Oxford (The Inquirer Daily News)

Author: Susan Snyder

Date:  December 19, 2018


Black Women Graduate with the most U.S. Student Loan Debt, Study Says (Newsweek)

Author: Benjamin Fearnow

Date:  July 10, 2018


Black Women’s Equal Pay Day



Tuition-free college is getting bigger. Here’s where it’s offered (CNN)

Author:  Katie Lobosco

Date:  August 4, 2017


Tressie McMillan Cottom Daily Show Interview with Trevor Noah (The Daily Show)

Date:  March 8, 2017


Lower Ed: The Troubling Rise of For-Profit Colleges in the New Economy

Author: Tressie McMillan Cottom

Date:  2017


Here’s Fresh Evidence Student Loans Are a Massive, Generational Scam (Vice)

Author:  Matt Taylor

Date:  October 17, 2018


3.9 Million Students Dropped Out of College With Debt in 2015 and 2016 (US News and World Report)

Author:  The Hechinger Report

Date:  November 7, 2018


How Generation Accounts Can Secure College Dreams and Close the Racial Wealth Divide (Prosperity Now)

Author:  Robert Freidman

Date:  October 18, 2018





  1. Catching up on my episodes. I love this topic! Very relevant to ALL American families, especially those of color or low-income backgrounds. I completely agree that a college degree is no longer a necessity. I think it’s just the stigma associated of not having a higher education. However, so many jobs now especially technical ones value experience and micro-credentials. Hopefully, this will continue to be the case to help bridge the wealth gap. Thanks for your content. I’ll tuck these notes for the future.

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