Ep. 7 – Fight the Power

On this episode of Broke-ish, Delina talks with Doug Ryan of  Prosperity Now. This expert explains why housing has historically been important in wealth-building and explains the types of policies that need to be in place so that Black folks don’t get left out of the wealth-building game through housing. Erika reminds us that in order for things to change, we’ve got to Fight the Power. Nothing is going to get fixed if we do nothing. We’re talking about it on this episode of Broke-ish. 

Homework

Start noticing who is running for office. Hold them accountable for the issues that matter to you be writing letters, send emails, contacting them via social media and calling their offices. Now is the time for you to declare what issues are important to you.

Receipts

NYC renters who pay on time should get a credit score boost: report

Authors: Amy Plitt and Tanay Warerkar

Date: October 23, 2017

The Color of Law: A Forgotten History of How Our Government Segregated America

Author: Richard Rothstein

Date: 2017

A ‘Forgotten History’ Of How The U.S. Government Segregated America (npr.com)

Interviewer: Terry Gross

Date: May 3, 2017

New Deal: Relief, Recovery and Reform

Netflix: Explained – The Racial Wealth Gap (video)

The Case for Reparations (The Atlantic)

Author: Ta-Nehisi Coates

Date: June 2014

Restrictive Covenants

  • Corrigan v. Buckley: This ruling set the precedent upholding racially restrictive covenants in Washington; soon after this ruling, racially restrictive covenants flourished around the nation. (1926)
  • Shelley v Kraemer: The Equal Protection Clause prohibits racially restrictive housing covenants, and that such covenants are unenforceable in court. (1948)

Joint Center for Housing Studies of Harvard University: State of the Nation’s Housing (Harvard University)

Date: 2017

The Racist Housing Policy That Made Your Neighborhood (The Atlantic)

Author: Alexis Madrigal

Date: May 22, 2014

Why Blacks and Hispanics Rely On Their Homes for Their Wealth (zillow.com)

Author: Aaron Terrazas

Date: September 29, 2017

1 in 7 white families are now millionaires. For black families, it’s 1 in 50. (The Washington Post)

Author: Tracy Jan

Date: October 3, 2017

A minimum-wage worker needs 2.5 full-time jobs to afford a one-bedroom apartment in most of the US (Business Insider)

Authors: Hillary Hoffower and Andy Kiersz

Date: June 14, 2018

Fair Housing Act (history.com)

For black Americans, the real estate market that isn’t (news-press.com)

Author: Patricia Borns

Date: February 12, 2018

Sanders’s claim that the African-American community ‘lost half of their wealth’ in the Wall Street collapse (The Washington Post)

Author: Michelle Ye Hee Lee

Date: February 18, 2016

Home buying while black (The Washington Post)

Author: Danielle Douglas-Gabriel

Date: September 7, 2017

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